RHB Bank

The RHB Banking Group is currently the fifth largest fully integrated financial service group in Malaysia. Our core businesses are streamlined into seven Strategic Business Groups (SBGs):

Retail Banking
Business Banking
Group Transaction Banking
Corporate & Investment Banking
Islamic Banking
Global Financing Banking
Group Treasury

Our businesses are offered through our main subsidiaries - RHB Bank Bhd and RHB Investment Bank Bhd, which are wholly owned by RHB Capital, and RHB Insurance Bhd, which is 94.7% owned by RHB Capital.

Our Islamic Banking Unit, RHB ISLAMIC Bank Bhd, is wholly owned by RHB Bank, while our asset management and unit trust businesses are held under RHB Investment Management Sdn Bhd, a wholly owned subsidiary of RHB Investment Bank.

Retail Banking

Retail Banking serves the needs of retail customers. Our forte is "packaged" products, such as Insurance, Wealth Management, Hire Purchase, Cards and Unsecured Loans as well as Secured Loans such as mortgages for individuals.

Business Banking

Business Banking offers a comprehensive range of products that caters to Commercial and SME customers. These are delivered through a Programme Lending approach for smaller sized commercial customers through working capital and commercial mortgages. Our expertise and experience in structuring project and contract financing as well as trade packages enable us to customize offerings tailored for larger sized commercial customers according to their financing needs.

Group Transaction Banking

RHB’s Group Transaction Banking (GTB) comprises Cash Management, Trade Services and FI & Correspondent Banking, offering transaction-related services.

With a state-of-the-art electronic banking and settlement system, RHB’s Award Winning Reflex Cash Management System offers clients efficient cash management solutions to execute payments and collections with ease, speed and accuracy.

Capable of International Payments and Trade Services in major currencies through an international corresponding banking network and RHB’s branch presence in ASEAN countries, the FI & Correspondent Banking Division has established banking relationships with more than 1,400 banks globally.

Trade Services offers a comprehensive range of trade products and services that suit the needs of exporters, importers and middlemen in various industries. This encompasses classical trade products, structured trade solutions and electronic trade banking. RHB Bank's Trade Business Desks are supported by trade specialists offering professional trade advisory services. Trade modules are also accessible online via Reflex.

A dedicated team of Cash Management, Trade Services and Correspondent Banking specialists offer various transaction solutions to help streamline organizations’ finance-related operations, optimizing cash flows.

Corporate & Investment Banking

The CIB Strategic Business Group offers the full range of corporate and investment banking services, comprising corporate finance advisory, equity & debt capital markets, securities & futures broking, asset management, corporate banking, private equity and research. CIB serves public-listed companies, multinationals and large corporates across all industry types. To date, we have been involved in many of Malaysia’s multi-billion and highest profile deals and have received numerous industry awards for our achievements.

Islamic Banking

It all started on March 1st 2005, RHB Banking Group officially received the license for its Islamic Banking subsidiary - RHB Islamic - making it the first commercial banking group in Malaysia to have its full-fledged Islamic Bank.

That year, Bank Negara Malaysia's Governor, Tan Sri Dr. Zeti Akhtar Aziz officially handed over the Islamic Bank's operating license to RHB Banking Group.

Now, RHB Islamic offers a range of consumer and business banking financial solutions that are Shariah-based. Our services are available at our RHB Islamic branches, as well as all RHB Bank branches. These include over180 branches and more than 500 ATM's throughout the nation, with the added convenience of Phone and Online Banking.

As an alternative financial services provider to conventional banking, we are committed to provide our customers with a professional and rewarding banking experience.

With the past as our guide and your future success as our focus, we aim to be your trusted provider of Islamic financial solutions.

Global Financial Banking

RHB Capital's offshore businesses, particularly its commercial banking operations in Singapore, Thailand, Brunei and Vietnam, as well as its non-Ringgit based funding operations in Labuan, are collectively grouped under this SBU.

It is our aspiration to deliver superior customer experiences and shareholder value and therefore be recognised and respected as one of the top financial service groups in Asean.

The Group hopes to achieve these aspirations by helping its customers to succeed and satisfying all their financial needs as a one-stop centre, simplifying banking for the convenience of all.
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